After Suffering Property Damage, Make Sure You Get Fairly Compensated
A variety of mishaps can befall your home or commercial property. Natural disasters and random accidents can leave you with costly repair bills, or even the loss of everything you own. Your home is far more than a roof with four walls that contain your possessions, and when it suddenly falls victim to the elements or the carelessness of another person, the loss can be devastating.
Fortunately, you’ve diligently paid your property insurance premiums for years, just in case the unthinkable became a reality. Your insurance policy was meant to cover your property, including damage to the structure and the contents within. It’s a chance for a new start, and the monetary means to rebuild.
But what happens if, after suffering property damage, your insurance company fails to live up to their end of the agreement? What if your insurance agent denies adequate compensation for property damage that should have been covered by your policy?
While this result is all too common, there is a way to fight back. Our team of San Antonio Property Damage Attorneys are fully versed in the tactics used by insurance companies to limit their own liability. However, the law protects victims of property damage when insurance companies attempt to cut corners at their expense.
Contact A San Antonio Property Damage Lawyer from Ketterman Rowland & Westlund today, and get help from professionals who will aggressively fight to maximize your insurance settlement.
Why It’s So Important to Question Your Insurance Provider
When you watch the television commercials for corporate insurance providers, they always show smiling agents and happy customers getting everything they need to rebuild after suffering property damage from a storm or disaster. In reality, the average property damage payout to policy holders in Texas is only 10% to 20% of the claim’s full value.
This is a staggering statistic, and it graphically shows how most people are unprepared to deal with the fact that an insurance company is only in business to make money. Even your insurance adjustor has one primary objective – minimize the settlement on behalf of their employer.
Adding insult to injury, after experiencing the emotional strain and uncertainty that stems from property damage, most people are ill-equipped to suddenly deal with their insurance carrier. This often leads to poor decision making, and accepting a property damage settlement far lower than what it will take to fully rectify the situation.
A San Antonio Property Damage Lawyer can help by acting as your advocate, dealing with the insurance company on your behalf. We’ve handled a significant number of property damage cases, and are familiar with the devious tactics used by insurance companies to protect their own bottom line.
No matter what your situation, our team of Property Damage Attorneys will fight for a fair settlement in cases involving:
- Smoke & Fire Damage
- Flood & Water Damage
- Damage Caused by Natural Disasters
- Hail Damage
If you’ve suffered property damage to your home or commercial property, you owe it to yourself to ensure you get a fair settlement according to the terms of your policy. We can help.
San Antonio Property Damage Attorneys
Your San Antonio Property Damage Lawyer
Will Help You Understand Insurance Rights
Many business and home owners are unaware that they possess insurance rights. When disaster strikes there is often little time to research your rights, as you’re dealing with the trauma and aftermath of the sudden upheaval of your life.
One thing is certain: Your insurance company employs an experienced team of adjustors, agents, experts, contractors, and attorneys who are all working together to protect the company’s interests.
This begs the question, “Who is protecting your interests?
You don’t have to face a battle with your insurance company alone. Our team of San Antonio Property Damage Attorneys will keep you informed of your rights, so that you can make informed decisions regarding your settlement.
For instance, did you know that it is your responsibility to file a claim and document all losses with your insurance provider before any monetary compensation can take place? Your insurance company is hoping that you don’t, but it underscores how vital it is for you to document all of your losses accurately and thoroughly.
Your Property Damage Lawyer will also negotiate with the insurance company on your behalf, ensuring that the terms of your policy are honored and you get the money you deserve. While you focus on rebuilding your life, our team of litigators focuses on getting you the means by which to rebuild your home or business.
Without help from a qualified Property Damage Lawyer, you are often at the mercy of your agent, who may deny all or part of your claim. Don’t run this risk – use our experience to ensure the unfeeling business practices of your insurance company don’t force you into paying for something that they were legally required to cover.
Our San Antonio Property Damage Attorneys Offer a Free Consultation
If you’ve suffered property damage from a disaster or other event, take steps immediately to protect yourself and contact our law firm today. We offer a no risk way for you to get help by providing you with a free consultation, and we urge you to make this your first step, before dealing with your insurance agent.
We will step in and ensure you get everything you are legally entitled to according to your policy, acting as your advocate and doing everything we can to maximize your settlement, helping to get your life back to normal.