GET RESULTS FOR YOUR WORK PLACE INJURY CASE

In addition to the pain, anguish, and impairment caused by the injury itself, an employee who is injured on the job might be hit with mounting medical bills and lost income. An employee may even be faced with a permanent loss of earning capacity. Serious injuries and deaths can certainly become catastrophic and life-altering events for employees and their families, creating the need for a personal injury lawyer.

Workplace injury claims can be complex. If you or a family member has suffered from a workplace injury, or a loved one has died on the job, ask for the experienced legal representation from KRW.

A workplace injury attorney can represent an individual when workers’ compensation does not provide adequate compensation or is not available. Such instances include:

• Defective Products. If you were injured by a defective product while on the job, hire one of our defective products attorneys to represent you against the product designer and manufacturer.
• No Workers’ Compensation Insurance.Unlike most states, Texas does not require employers to carry workers’ compensation coverage. If you are not covered by workers’ compensation insurance, there are other ways to receive financial compensation.

• Toxic Exposure.If you have been working in an unsafe environment, such as being surrounded by an asbestos-riddled office space, then you may have the right to receive compensation for your illness.

A workplace accident happens without warning, leaving you unprepared for everything that follows. You may end up in the hospital facing months of therapy and expensive medical bills, miss work for a long period of time, and even suffer distress concerning your injury or worry about your family’s future.

Depending on the severity of the injury, it may be virtually impossible to deal with an insurance adjuster. A work accident lawyer can remove the headache and confusion of dealing with the insurance company, ensuring that your injury isn’t simply brushed under the rug and forgotten about.

Your Company’s Safety Responsibilities

In order to prevent workplace injuries, it is important for an employer to set up and enforce a series of safety guidelines, provide proper training, and maintain as safe of an environment as possible. Employees must be provided a safe location in which to work, along with safe tools and equipment to carry out their daily functions. Safety measures should always include adequate training and periodic inspections. The Occupational Safety and Health Administration as well as other organizations oversee workplace safety and mandate particular rules about how a workplace should operate.

In addition, there are particular occupations and environments which are more prone to a workplace injury occurring. One of the most common hazardous environments is the construction business, in which falls are prevalent. This is due to the dangerous heights that construction workers and builders deal with on a daily basis.

What Workers’ Compensation Does and Doesn’t Cover

Responsible companies take careful precautions to prevent employee injury, but even then accidents can still happen. When they do, it’s important to understand what workers’ compensation does and does not cover. Below is a list of common expenses and situations managed with workers compensation:

• Medical bills.When an accident or injury happens on a worksite and is related to work you’re doing, medical bills are usually covered by workers’ compensation if your employer has coverage. This includes treatment of the injury, physical therapy, and future treatment that your injury may require. Coverage of medical bills is one of the most important functions of workers’ compensation.
• Lost wages.After an injury, you may be out of work for days, weeks, months, or even years, depending upon the severity of the accident. In cases such as those, workers’ compensation could cover a portion of the lost wages that you’ve suffered as a result of the accident.
• Final expenses and death benefits.If someone is killed in a work-related accident, workers’ compensation may pay toward the final expenses of the deceased. Workers’ compensation may also provide a death benefit for the deceased’s dependents to give them the resources they need to carry on.

• Injuries obtained while commuting to work.Workers’ compensation typically does not cover injuries that you sustain while going to or returning from work. However, there may be situations, such as work-related travel and off-site work, where workers’ compensation does apply.
• Self-inflicted injuries.When a worker intentionally injures themselves, this may not be covered by workers’ compensation.
• Injuries off the clock.Workers’ compensation exists to help workers who are hurt on the job. It does not cover injuries that occur during off-hours or outside of work.