San Antonio Rideshare Accident Attorney
Injured in Accident Caused by an Uber or Lyft Driver?
If you were injured in an accident involving Uber or Lyft, you may be entitled to compensation for your medical bills, lost wages, and pain and suffering. Rideshare services have transformed the way people travel, but accidents involving these companies are complex because of the unique insurance policies and liability issues involved. At KRW Lawyers, our experienced San Antonio rideshare accident lawyer is here to guide you through the legal process and fight for maximum compensation.
Call (855) 770-4045 to request a free case evaluation.
Texas Rideshare Laws
In Texas, rideshare companies like Uber and Lyft are classified as Transportation Network Companies (TNCs) and are regulated under House Bill 100, which was passed in 2017. This law sets out specific requirements for drivers, companies, and insurance coverage.
Key points of Texas rideshare laws include:
- Driver Requirements: All Uber and Lyft drivers must pass background checks and carry valid driver’s licenses. Vehicles must meet certain safety standards.
- Insurance Coverage: Rideshare companies must provide specific insurance policies that apply depending on the driver’s status in the app (logged off, logged in, or carrying a passenger).
- Statewide Regulation: Unlike taxis, which may be regulated locally, rideshare companies are governed at the state level, creating a uniform standard across Texas.
Because of these laws, accident claims involving Uber and Lyft are not handled like typical car accidents. They involve both the driver’s personal insurance and the rideshare company’s corporate policy.
Who is Liable for an Uber or Lyft Accident?
Determining liability in an Uber or Lyft accident depends largely on the driver’s status in the app at the time of the crash. Here’s how it works:
Driver is Logged Off the App
If the Uber or Lyft driver is not logged into the app, they are considered to be driving on their own personal time. In this case, only the driver’s personal auto insurance policy applies. Uber or Lyft’s commercial insurance does not provide coverage.
Driver is Logged On but Hasn’t Accepted a Ride Request
If the driver is logged into the rideshare app but has not yet accepted a trip, Uber and Lyft provide limited liability coverage:
- $50,000 per person for bodily injury
- $100,000 per accident for bodily injury
- $25,000 for property damage
This coverage only applies if the driver’s personal insurance does not cover the accident or is insufficient.
Driver Has Accepted a Ride or Is Transporting a Passenger
Once the driver has accepted a ride request and is en route to pick up a passenger—or if they already have a passenger in the car—Uber and Lyft provide up to $1 million in liability coverage. This policy is designed to protect both the passenger and others injured in the crash. Additionally, uninsured/underinsured motorist coverage may also apply.
Because of these different coverage levels, rideshare accidents often involve disputes between the driver’s personal insurer and Uber or Lyft’s corporate insurer. Having an experienced San Antonio rideshare accident lawyer can help you navigate these complex insurance issues and ensure that the correct party is held responsible.
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Uber & Lyft Accident Claim FAQs
How long do I have to file a rideshare accident claim in Texas?
Texas law gives you two years from the date of the accident to file a personal injury lawsuit. It is important to act quickly so evidence and witness statements can be preserved.
Can I sue Uber or Lyft directly?
Generally, rideshare companies classify their drivers as independent contractors, not employees. This means Uber and Lyft often deny direct liability. However, you may still be covered under their $1 million insurance policy if the driver was on duty.
What Compensation Can You Recover After a Rideshare Accident?
If you were injured in an Uber or Lyft accident in San Antonio, you may be entitled to compensation for:
- Medical expenses (hospital bills, surgery, medication, rehabilitation, ongoing care)
- Lost income if your injuries prevent you from working
- Pain and suffering and emotional distress
- Property damage (vehicle repair or replacement)
- Loss of earning capacity if your injuries affect your long-term ability to work
In tragic cases involving wrongful death, surviving family members may also be entitled to compensation for funeral expenses, loss of companionship, and other damages.
What should I do after an Uber or Lyft accident?
- Call 911 and seek medical attention.
- Report the accident through the rideshare app.
- Gather evidence (photos, witness information, driver details).
- Contact a San Antonio rideshare accident lawyer before speaking to insurance companies.
What if the other driver caused the accident?
If another motorist caused the crash while you were riding in an Uber or Lyft, you may be able to pursue compensation from that driver’s insurance. If they are uninsured or underinsured, Uber and Lyft’s $1 million uninsured motorist coverage may apply.
How much is my Uber or Lyft accident case worth?
The value of your claim depends on factors like the severity of your injuries, medical expenses, lost wages, and long-term impact on your life. An attorney can calculate damages and fight for the maximum recovery.
Why Choose KRW Lawyers?
At KRW Lawyers, we understand how overwhelming a rideshare accident can be. Uber and Lyft have large legal teams and insurance adjusters working to minimize payouts. You need an advocate who will fight aggressively on your behalf.
When you choose our firm, you get:
- Personalized attention to your case
- Aggressive negotiation with insurers
- Trial-ready representation if your case goes to court
- No fees unless we win your case
Our mission is to make sure injured victims receive full and fair compensation.
If you or a loved one has been injured in an Uber or Lyft accident in San Antonio, contact us today for a free consultation.
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